the number of online insurance applications in the life insurance industry reached 12,800, an increase of 87.8% compared with 6,800 in the same period last year, and the premium income was 34 million yuan, also compared with the same period last year. . These figures show the large demand for people to purchase insurance through the Internet. It is foreseeable that online insurance has already become a trend. Policy can't keep up with demand? Pandemic accelerates the urgency of digitizing insurance However, Taiwan's insurance industry is still limited by laws and regulations. Whether it is property insurance or life insurance, the sales
methods are still "face-to-face sales" through traditional channels such as salespersons, banks, and insurance agents. Although the FSC has gradually eased restrictions, the types of insurance that can be insured, the qualifications of the insured, the old picture restoration choice of beneficiaries, and the maximum insured amount are still open and open with the approval of the FSC and are listed as positive. At present, there are only auto insurance, motorcycle insurance, comprehensive vaccination insurance, travel insurance, injury insurance, term life insurance, out-of-pocket health insurance, interest rate variable annuity insurance, etc.,
or specific term life insurance, small amount end-of-life insurance, etc. Insurance and critical illness health insurance can be purchased through online insurance1 . Especially during the alert period of the epidemic, many insurance needs are still limited by legal regulations, and face-to-face services must be performed on-site, which also causes unnecessary contact risks for operators and consumers. Even if the video interview is open, the whole process still needs to be videotaped and handed over to the Financial Supervisory Commission, which makes the review process more lengthy.